WA Contracts & Forms·Purchase Sale Agreement

Washington Purchase and Sale Agreement (Form 21)

NWMLS Forms vs. TREC Forms

Unlike Texas (which mandates TREC-promulgated forms), Washington does not have a single state-mandated purchase and sale form. Instead, the overwhelming majority of residential transactions use forms published by the Northwest Multiple Listing Service (NWMLS) — particularly NWMLS Form 21, the Residential Purchase and Sale Agreement. Attorneys may draft custom agreements, and commercial transactions use forms from other sources.

For exam purposes, understand the structure of NWMLS-style agreements because they represent standard Washington practice.

NWMLS Form 21 Key Provisions

Form 21 covers:

  • Identification of parties and property
  • Purchase price and financing terms
  • Earnest money amount and holder
  • Inspection and contingency provisions
  • Closing date and possession date
  • Prorations
  • Condition of property at closing
  • Mutual Acceptance — The Washington Effective Date

    Under NWMLS practice, a purchase and sale agreement becomes binding when both parties have signed AND the signed contract has been delivered to (or received by) the other party or their agent. The date of mutual acceptance is the "Effective Date" — triggering all time-sensitive deadlines:

  • Financing contingency period
  • Inspection contingency period
  • Earnest money deposit deadline
  • Mutual acceptance ≠ date of signing. A signed contract sitting undelivered has not been mutually accepted.

    Earnest Money in Washington

    Earnest money may be held by either:

  • The listing firm (must deposit in firm's trust account within 1 business day of receipt)
  • A closing agent (escrow/title company)
  • When earnest money is disputed and parties cannot agree, the holding broker must either: 1. Disburse per written agreement of the parties, OR 2. File an interpleader action in superior court within 20 days of receiving a written demand for the funds

    The broker cannot simply hold the funds indefinitely — WAC requires action within 20 days of a written demand.

    Real-world example: A Seattle transaction falls apart after the inspection period. The buyer wants their earnest money back; the seller claims the buyer breached the contract and is entitled to the earnest money as liquidated damages. Both parties submit written demands to the listing firm holding the funds on June 1. The listing firm must either get both parties to sign a mutual release OR file interpleader in King County Superior Court by June 21.

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    Key Terms

  • NWMLS Form 21: Standard Residential Purchase and Sale Agreement used in most WA transactions
  • NWMLS: Northwest Multiple Listing Service; publishes the standard forms used throughout Washington
  • Mutual acceptance: Both parties sign AND the signed contract is delivered to the other party/agent; triggers all deadlines
  • Earnest money holder: Listing firm or closing agent; must deposit in trust account within 1 business day
  • 1-business-day rule: Earnest money must be deposited in trust account within 1 business day of receipt
  • Interpleader action: Court proceeding to resolve disputed earnest money; must be filed within 20 days of written demand
  • Liquidated damages: Earnest money as the agreed contractual remedy for buyer default
  • Specific performance: Court order compelling a party to complete the transaction; available for unique real property

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Quiz Questions:

Q1. An earnest money check is received by the listing firm on Wednesday morning. By when must it be deposited in the firm's trust account?

A) By the end of the following Monday (5 business days) B) By Thursday (1 business day after receipt) C) By the end of the week it was received D) By the closing date

Answer: B — WAC requires earnest money to be deposited in the trust account within 1 business day of receipt. Received Wednesday = must be deposited by Thursday.

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Q2. A Washington buyer signs a purchase and sale agreement on Monday. The seller signs on Wednesday. The buyer's agent receives the fully signed contract by email on Thursday morning. What is the mutual acceptance date?

A) Monday — when the buyer signed B) Wednesday — when the seller signed C) Thursday — when mutual acceptance is complete (both signed AND delivered to the buyer's agent) D) Friday — one business day after Thursday

Answer: C — Mutual acceptance requires both execution AND delivery. The seller signed Wednesday, but delivery to the other party's agent occurred Thursday. Thursday is the mutual acceptance date and the starting point for all deadlines.

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Q3. A Washington transaction fails. Both the buyer and seller claim the earnest money held by the listing firm. Neither will sign a mutual release. On July 5, both parties submit written demands to the listing firm. What must the listing firm do?

A) Pay the earnest money to the seller as liquidated damages B) Hold the funds until a court order is received, with no time limit C) File an interpleader action in superior court within 20 days of July 5 D) Return the funds to the buyer because the buyer deposited them

Answer: C — WAC rules require the holding broker to file an interpleader action within 20 days of receiving a written demand when the parties dispute disbursement and cannot agree. The broker cannot unilaterally decide who gets the money, and indefinite holding is not permitted.

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Q4. A Washington buyer and seller reach a mutual release agreement releasing earnest money to the buyer. The listing firm holds the funds. Who must authorize the release?

A) The listing firm's designated broker alone B) NWMLS, as the form publisher C) Both the buyer and seller through the written mutual release agreement D) The county superior court

Answer: C — Earnest money can be released to either party by written mutual agreement of both buyer and seller. No court order is needed if the parties agree. The broker distributes per the written mutual release.

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Q5. In Washington, if a buyer breaches a purchase and sale agreement by refusing to close without a valid basis, what remedy does the seller typically have available?

A) The seller is limited to keeping the earnest money as liquidated damages; no other remedy is available B) The seller may retain the earnest money as liquidated damages and/or pursue specific performance (a court order compelling the buyer to close) C) The seller must immediately relist the property and can only recover costs of relisting D) The seller can pursue a deficiency judgment for the difference between the contract price and any lower resale price

Answer: B — In Washington, the seller's remedies for buyer default typically include (1) retaining earnest money as liquidated damages and/or (2) suing for specific performance (compelling the buyer to close). Because real property is unique, specific performance is available even though it requires court action. The seller generally cannot pursue both simultaneously.