| 5 | Real Estate Practice | 1 | National + TX: antitrust, fair housing, NAR settlement | | 6 | Disclosures and Environment | 1 | National + TX: SDN, "as is," lead paint, flood | | 7 | Financing and Settlement | 1 | National + TX: deed of trust, non-judicial foreclosure | | 8 | Real Estate Math | 1 | National + TX: commission, proration, LTV, cap rate | | 9 | TX TREC Licensing and Agency | 2 | TX-specific: licensing, IABS, intermediary | | 10 | TX Promulgated Forms and Property Law | 2 | TX-specific: mandatory forms, homestead, community property |

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